Originally posted by teamsaint
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For the two classes of NIC for which most self-employed people under state retirement age are liable, even the government doesn't regard one of them (4) as "counting" towards qualification for any kind of state "pension" and the other one (2) only "counts" towards qualification for the most basic state pension; it's pretty obvious, therefore, that many self-employed people will have to work for the rest of their lives if they're to be able to manage and the few that won;t have to do this will have had - and been able to afford - to save for decent proper pensions.
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