Two articles of some relevance to points raised in this thread
https://www.theguardian.com/money/20...omers-renewals Among the comments on this are some from a person "in the industry" which shed some light on some of the issues but don't entirely convince those whose experience differs.
This one is more worrying
I use an insurance broker (have had the same one for 30 years now) but occasionally try the comparison sites. They have got better but I still come across too many not comparable or not relevant entries to be entirely convinced, and as someone who has only ever had old cars the car insurance ones proved pretty unhelpful so I stopped looking at those. In both cases the time spent filling in the form then ploughing through the small print to check if like for like I find tiresome since the "rewards" hardly seem worth it - and in some cases end up more expensive than what I already have. The sums I am quoted for the various insurances I have(which include a couple of more specialist ones) seem to be in line with what I read in articles as ball park figures and the whole process is so much simpler - email reminders, pay by credit card(lots of John Lewis reward points). Occasionally a change of insurer is suggested as being better value and I'll want to look through the small print, but in fact any differences are highlighted by the broker so even that isn't too much of a chore.
https://www.theguardian.com/money/20...omers-renewals Among the comments on this are some from a person "in the industry" which shed some light on some of the issues but don't entirely convince those whose experience differs.
This one is more worrying
I use an insurance broker (have had the same one for 30 years now) but occasionally try the comparison sites. They have got better but I still come across too many not comparable or not relevant entries to be entirely convinced, and as someone who has only ever had old cars the car insurance ones proved pretty unhelpful so I stopped looking at those. In both cases the time spent filling in the form then ploughing through the small print to check if like for like I find tiresome since the "rewards" hardly seem worth it - and in some cases end up more expensive than what I already have. The sums I am quoted for the various insurances I have(which include a couple of more specialist ones) seem to be in line with what I read in articles as ball park figures and the whole process is so much simpler - email reminders, pay by credit card(lots of John Lewis reward points). Occasionally a change of insurer is suggested as being better value and I'll want to look through the small print, but in fact any differences are highlighted by the broker so even that isn't too much of a chore.
But I remained scrupulously polite.
<zen-like calm emoji> 
Comment